Comments on: Know Your Credit Score http://www.boomerdivanation.org/bdnhome/know-your-credit-score/ Baby Boomer Women on the move & making a difference Thu, 02 Feb 2012 19:19:20 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Bill http://www.boomerdivanation.org/bdnhome/know-your-credit-score/comment-page-1/#comment-283 Bill Mon, 22 Sep 2008 17:38:32 +0000 http://www.boomerdivanation.org/?p=304#comment-283 According to Equifax, hits, (checks), on your credit report do not affect your credit score unless you are actually applying for credit. This is posted online: "Equifax, A common misperception is that every single inquiry will drop your score a certain number of points. This is not true. The impact of inquiries on your score will vary - depending on your overall credit profile. Inquiries will usually have a larger impact on the score for consumers with limited credit history and on consumers with previous late payments. See, "Equifax's credit score" According to Equifax, hits, (checks), on your credit report do not affect your credit score unless you are actually applying for credit. This is posted online:
“Equifax, A common misperception is that every single inquiry will drop your score a certain number of points. This is not true. The impact of inquiries on your score will vary – depending on your overall credit profile. Inquiries will usually have a larger impact on the score for consumers with limited credit history and on consumers with previous late payments. See, “Equifax’s credit score”

]]> By: Vicki M. Taylor http://www.boomerdivanation.org/bdnhome/know-your-credit-score/comment-page-1/#comment-223 Vicki M. Taylor Sun, 07 Sep 2008 11:42:16 +0000 http://www.boomerdivanation.org/?p=304#comment-223 Beverly, this is such a great article and has such an important message. I have a credit reporting service that I use that every two weeks tells me who, what, when affects my credit. It's so essential to keep up to date on your credit rating. It not only affects your getting a loan, but also getting a job. They pull your credit rating as well. Even when you go to rent an apartment, they'll pull your credit history. I'm very protective of mine. Anytime someone pulls your credit history, a few points drop. You have to be so careful. Thanks for such an informative article!!! Beverly, this is such a great article and has such an important message. I have a credit reporting service that I use that every two weeks tells me who, what, when affects my credit. It’s so essential to keep up to date on your credit rating. It not only affects your getting a loan, but also getting a job. They pull your credit rating as well. Even when you go to rent an apartment, they’ll pull your credit history. I’m very protective of mine. Anytime someone pulls your credit history, a few points drop. You have to be so careful.

Thanks for such an informative article!!!

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